Top ways to cut your expenses and increase your savings Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. On top…
Knowing what a property is worth is central to avoiding paying too much for it. Set a benchmark Comparing nearby properties that have sold recently is the best way to assess an acceptable price for the property you are looking…
These are loans that are used to secure an investment property. Because the property will not be the principal place of residence for the borrower, interests’ rates are slightly expensive than owner occupied loans. APRA recently introduced new lending restrictions…
In mortgage lending, the term "owner-occupied" means a residence primarily used by its buyer. Mortgage lenders tend to give generally favorable loan interest rates and lending terms for primary residence mortgages. Because your primary residence will be owned and occupied…